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First-Time Home Buyer Specialists in Destin, FL

Looking for a first-time home buyer specialist in Destin? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 first-time home buyer specialists in Destin, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Domenech Group Real Estate Agents in Destin, Florida | BEST REALTORS
503 A2 Harbor Blvd, Destin, FL 32541
(850) 331-0062 thedomenechgroup.com
The Ketchersid Group
4014 Commons Dr W STE 100, Destin, FL 32541
(850) 344-9848 ketchersidgroup.com
Destin Property Expert
4507 Furling Ln STE 106, Destin, FL 32541
(850) 613-0929 destinpropertyexpert.com
Holly D'Arcy, Florida Realtor
106 Fletcher Wy, Destin, FL 32541
(813) 679-0360 blinq.me
Sonja Rankin Realtor - Realty ONE Group Emerald Coast
4460 Legendary Dr Suite 300A, Destin, FL 32541
(850) 733-7071 destinflhome.com
Michael Kocher, Preferred Realtor
321 Harbor Blvd, Destin, FL 32541
(850) 699-3023 michaelkocher.myrealtyonegroup.com
Hillary Driscoll Olds, Realtor; LoKation Real Estate
34990 Emerald Coast Pkwy #300, Destin, FL 32541
(850) 699-0344 livedestinfl.com
Lisa Snuggs Real Estate Group
225 Main St #15, Destin, FL 32541
(850) 830-2331 homes4saleindestin.com
Century 21 AllPoints Realty: Keith Bailey
4447 Commons Dr E K109, Destin, FL 32541
(850) 830-6771 keithbaileyrealtor.com
Daniel Marks, Realtor | Veteran Relocation Specialist
4507 Furling Ln STE 106, Destin, FL 32541
(850) 557-1667 daniel.searchingfloridaproperties.com
The Holahan Group-Better Homes & Gardens Real Estate Emerald Coast
1234 Airport Rd Suite 126, Destin, FL 32541
(850) 582-2893 theholahangroup.com
Official On-site Realty Office: Sandpiper Cove Real Estate, Inc.
775 Gulf Shore Dr, Destin, FL 32541
(850) 855-0943 sandpipercove.com
Travis Moe Realtor
4460 Legendary Dr Suite 300A, Destin, FL 32541
(763) 238-7466 travismoe.myrealtyonegroup.com
Elizabeth Gant RE/MAX Coastal Properties
725 Harbor Blvd, Destin, FL 32541
(901) 494-3228 elizabethgantrealtor.net
Destin Real Estate
225 Main St Ste 20, Destin, FL 32541
(850) 325-0004 browsedestin.com
Nicole Stott Realtor
321 Harbor Blvd, Destin, FL 32541
(850) 499-6368 nicolestott.myrealtyonegroup.com
Dream Destin Realty
3997 Commons Dr W Suite I, Destin, FL 32541
(515) 473-0962 dreamdestin.com
Wendy Jones Coastal Homes Team
36008 Emerald Coast Pkwy, Destin, FL 32541
(850) 687-7783 wendyjones.kw.com
Donna Gonzalez, Realtor
36150 Emerald Coast Pkwy STE 101, Destin, FL 32541
(850) 687-4478 donnagonzalez.sites.cbmoxi.com
Tina Vest, REALTOR® Realty One Group Emerald Coast
321 Harbor Blvd, Destin, FL 32541
(205) 613-4583 tinavest.myrealtyonegroup.com

What Does a First-Time Home Buyer Specialist in Destin Cost?

Typical costs for a first-time home buyer specialist in Florida include a real estate commission paid by the seller usually 5 to 6 percent of the sale price. Mortgage origination fees range from 0.5 to 1 percent of the loan amount. Closing costs in Florida average 2 to 5 percent of the home purchase price. Down payment assistance programs may reduce your upfront cash needed. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a first-time home buyer specialist in Destin?
A first-time home buyer specialist is a real estate agent or mortgage professional who focuses on helping people buy their first home. They are familiar with Florida specific programs and local market conditions in Destin. They can explain the entire process from pre approval to closing.
What Florida programs are available for first-time buyers in Destin?
Florida offers several programs including the Florida First Time Home Buyer Program which provides down payment assistance. The Florida HFA Preferred Conventional Loan offers a 30 year fixed rate with low down payment options. These programs have income and purchase price limits that vary by county.
How long does the home buying process take for a first-time buyer in Florida?
The typical home buying process in Florida takes 30 to 60 days from contract to closing. Florida law requires a 7 day inspection period after the contract is signed unless waived. The closing process includes a final walk through and signing documents with a title company.

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