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Find First-Time Home Buyer Specialists in Mountain Brook, AL

Directory of first-time home buyer specialists in Mountain Brook, Alabama. Verify credentials with the state state mortgage licensing authority before hiring.

6 agents listed
Updated June 2026
Mountain Brook, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Alabama before hiring.
Showing 6 first-time home buyer specialists in Mountain Brook, AL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PJ Shackelford - NAI Chase Commercial
2700 US-280 Suite 290 E, Mountain Brook, AL 35223
(205) 229-1130 chasecommercial.com
REMAX Preferred: Paul DeCarlo
2 Office Park Cir #5, Mountain Brook, AL 35223
(205) 677-8463 pauldecarlo.com
LAH Sotheby's International Realty
2850 Cahaba Rd Ste 200, Mountain Brook, AL 35223
(205) 870-8580 lahsothebysrealty.com
Tyler Manring, LPT Realty - Birmingham, AL
3090 US-280, Mountain Brook, AL 35243
(205) 382-1004 tmsellshomes.com
HEATHER ANTHONY BIRMINGHAM REALTOR
2718 Cahaba Rd, Mountain Brook, AL 35223
(205) 222-0178 heatheranthony.arcrealtyco.com
LAH Sotheby's International Realty - Crestline
10 Dexter Ave, Mountain Brook, AL 35223
(205) 588-8474 sothebysrealty.com

A first-time home buyer specialist in Mountain Brook, Alabama helps new buyers navigate the purchase process. Alabama offers specific down payment assistance programs through the Alabama Housing Finance Authority. These specialists guide clients through local market conditions and state-specific closing requirements.

What Does a First-Time Home Buyer Specialist in Mountain Brook Cost?

In Alabama, first-time home buyer specialist services are often paid by the seller or included in the loan closing costs. Typical buyer-paid fees range from 2 to 3 percent of the purchase price for the real estate agent commission, though this varies. Additional costs include appraisal fees around 400 to 600 dollars and title insurance averaging 0.5 to 1 percent of the home price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a first-time home buyer specialist in Mountain Brook do?
A specialist helps you understand financing options, find eligible properties, and manage the purchase contract. They explain Alabama closing procedures and required disclosures. Their goal is to simplify the process for first-time buyers.
Are there Alabama programs for first-time home buyers?
Yes, the Alabama Housing Finance Authority offers the Step Up program with down payment assistance up to 4 percent of the loan amount. Buyers must complete a home buyer education course. Income and purchase price limits apply based on county guidelines.

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