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Directory of fha loan specialists in Laramie, Wyoming. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Laramie, WY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wyoming before hiring.
Showing 15 fha loan specialists in Laramie, WY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corp - Lee Lowrey, MBA
410 Grand Ave Suite 311, Laramie, WY 82070
3078995686
StagePoint Federal Credit Union
365 N 3rd St, Laramie, WY 82072
3077455365
UniWyo Credit Union
2020 Grand Ave #100, Laramie, WY 82070
3077215600
Hammontree Real Estate
203 S 2nd St ste a, Laramie, WY 82070
3074603790
The Mortgage Source Inc
414 E Lewis St, Laramie, WY 82072
3077551592
Home In Laramie Real Estate
211 S 1st St, Laramie, WY 82070
3077424466
Choice One Mortgage Inc
526 Regency Dr Suite 203, Laramie, WY 82070
3077423036
Laramie River Realty Co.
2115 Grand Ave, Laramie, WY 82070
3077428377
Laramie Land Company
769 N 4th St #1, Laramie, WY 82072
3077213039
Money Lenders
1660 N 4th St, Laramie, WY 82072
3077551744
Edward Jones - Financial Advisor: Tony Layson Jr, CFP®|AAMS®|CKA®
FHA loan specialists in Laramie Wyoming help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Albany County due to lower down payment requirements and flexible credit standards. Wyoming law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS) and comply with state specific disclosure rules.
What Does a FHA Loan Specialist in Laramie Cost?
Typical costs for FHA loan services in Wyoming include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent. Closing costs in Laramie usually range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans in the area are typically $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Laramie Wyoming?
For 2025 the FHA loan limit for a single family home in Albany County is $498,257. This limit is based on the county median home price and is set by the U.S. Department of Housing and Urban Development.
Do I need a special license to originate FHA loans in Wyoming?
Yes all mortgage loan originators in Wyoming must hold a valid license through the NMLS. They must also complete annual continuing education and pass a background check as required by Wyoming Statute 40-23-101.
What is the minimum down payment for an FHA loan in Laramie?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may need a 10 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wyoming.