Find FHA Loan Specialists Near You in Laramie, WY
Compare fha loan specialists in Laramie. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wyoming before hiring.
Showing 15 fha loan specialists in Laramie, WY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Laramie Wyoming help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Albany County due to lower down payment requirements and flexible credit standards. Wyoming law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS) and comply with state specific disclosure rules.
What Does a FHA Loan Specialist in Laramie Cost?
Typical costs for FHA loan services in Wyoming include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium ranging from 0.45 to 1.05 percent. Closing costs in Laramie usually range from 2 to 5 percent of the purchase price. Appraisal fees for FHA loans in the area are typically $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Laramie Wyoming?
For 2025 the FHA loan limit for a single family home in Albany County is $498,257. This limit is based on the county median home price and is set by the U.S. Department of Housing and Urban Development.
Do I need a special license to originate FHA loans in Wyoming?
Yes all mortgage loan originators in Wyoming must hold a valid license through the NMLS. They must also complete annual continuing education and pass a background check as required by Wyoming Statute 40-23-101.