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Browse fha loan specialists serving Sheboygan, Wisconsin. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Sheboygan, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 17 fha loan specialists in Sheboygan, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Sheboygan, Wisconsin help borrowers navigate FHA-insured mortgages, which are popular for first-time homebuyers and those with lower credit scores. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Sheboygan County housing market conditions and can guide you through FHA loan limits and property requirements specific to the area.
What Does a FHA Loan Specialist in Sheboygan Cost?
Typical costs for FHA loan specialist services in Wisconsin include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Sheboygan average $500 to $700, and credit report fees are about $30 to $50. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Sheboygan?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is required. These limits apply nationwide, including Wisconsin.
Are there Wisconsin-specific FHA loan limits for Sheboygan County?
Yes, FHA loan limits vary by county. For Sheboygan County in 2024, the standard FHA loan limit for a single-family home is typically around $498,257, though this can change annually. A local specialist can confirm current limits.
What documents do I need to apply for an FHA loan in Wisconsin?
You typically need recent pay stubs, W-2 forms, tax returns for the past two years, bank statements, and proof of any other assets. Wisconsin lenders also require a valid government-issued ID and Social Security number.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.