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Compare FHA Loan Specialists in River Falls, WI

Browse fha loan specialists serving River Falls, Wisconsin. Contact information and addresses listed below.

9 agents listed
Updated May 2026
River Falls, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 9 fha loan specialists in River Falls, WI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aaron Ellefson-Citywide Home Mortgage
1048 N Main St, River Falls, WI 54022
7159771900
First National Bank Of River Falls
104 E Locust St, River Falls, WI 54022
7154252401
The Massa Mortgage Team
124 N Main St, River Falls, WI 54022
6517648289
River Falls State Bank
124 S 2nd St, River Falls, WI 54022
7154256782
Kris Richard at Citywide (NMLS #1401375)
1048 N Main St, River Falls, WI 54022
5072694380
David Wahrenbrock at Citywide (NMLS #286578)
1048 N Main St, River Falls, WI 54022
7153043207
Lisa Ziebarth
1048 N Main St, River Falls, WI 54022
6512353128
Lisa Ziebarth at Citywide (NMLS #479262)
1048 N Main St, River Falls, WI 54022
6512353128
Edward Jones - Financial Advisor: Brian McQuade, ChFC®|AAMS®
117 E Maple St, River Falls, WI 54022
7154259278

An FHA loan specialist in River Falls, Wisconsin helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. In Wisconsin, FHA loans are subject to state-specific property tax and foreclosure laws, such as the Wisconsin foreclosure redemption period of up to 12 months. Local specialists understand River Falls market conditions and can guide you through the application process.

What Does a FHA Loan Specialist in River Falls Cost?

Typical costs for FHA loan specialist services in Wisconsin include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Lender fees may range from $500 to $1,500, and appraisal costs average $500 to $700. Closing costs in River Falls generally total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in River Falls do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, guides you through the application, and ensures compliance with Wisconsin lending laws. They also assist with property appraisal requirements and mortgage insurance rules specific to FHA loans.
What are the FHA loan limits in Pierce County Wisconsin?
For 2025, the FHA loan limit for a single-family home in Pierce County, Wisconsin is $498,257. This limit is based on the county median home price and is set by the U.S. Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Wisconsin?
Yes, loan originators in Wisconsin must be licensed through the Nationwide Multistate Licensing System and Registry. They must also complete continuing education on Wisconsin lending laws, including the Wisconsin Consumer Act and mortgage broker regulations.