Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 7 fha loan specialists in Racine, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
4915 Washington Ave Suite A, Racine, WI 53406
2626345540
OneMain Financial
2215 Lathrop Ave, Racine, WI 53405
2626334040
Chase Home Lending
5815 21st St, Racine, WI 53406
9178410255
Rebecca Hawes - Mortgage Loan Officer
2704 Lathrop Ave, Racine, WI 53405
2625545560
Russell Ruegger-U.S. Bank Mortgage
4701 Washington Ave, Racine, WI 53406
2626388025
Brandy Stork - Mortgage Loan Officer
4708 Northwestern Ave, Racine, WI 53406
2625545821
Wintrust Mortgage
5005 Washington Ave, Racine, WI 53406
2628333370
What Does a FHA Loan Specialist in Racine Cost?
Typical costs for FHA loan services in Wisconsin include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1 percent of the loan amount. Closing costs in Racine average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Racine do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They ensure the property meets FHA minimum property standards and guide you through Wisconsin-specific closing procedures.
What are the FHA loan limits for Racine Wisconsin in 2025?
For Racine County in 2025, the FHA loan limit for a single-family home is $498,257. Higher limits apply for multi-unit properties. These limits are set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to be an FHA loan specialist in Wisconsin?
Yes. In Wisconsin, all mortgage loan originators must hold a valid license through the Nationwide Multistate Licensing System and the Wisconsin Department of Financial Institutions. This includes completing pre-licensing education and passing a background check.