FHA Loan Specialists in Oshkosh, WI
Looking for a fha loan specialist in Oshkosh? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Wisconsin before hiring.
Showing 15 fha loan specialists in Oshkosh, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Oshkosh Cost?
Typical costs for an FHA loan specialist in Wisconsin include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal, credit report, and title search. The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and the annual mortgage insurance premium (MIP) ranges from 0.45% to 1.05% depending on loan terms. Closing costs in Oshkosh generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oshkosh do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5% minimum down payment and the upfront mortgage insurance premium. They also verify your eligibility based on Wisconsin income limits and property standards.
What are the FHA loan limits for Oshkosh Wisconsin?
For 2024, the FHA loan limit for a single-family home in Winnebago County, which includes Oshkosh, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Your specialist can confirm the exact limit based on current HUD guidelines.
How long does the FHA loan process take in Wisconsin?
The typical FHA loan process in Wisconsin takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs meeting FHA minimum property standards. Your specialist will coordinate with appraisers and underwriters to keep the timeline on track.