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Browse fha loan specialists serving Monona, Wisconsin. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Monona, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 2 fha loan specialists in Monona, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Providence Home Lending
2800 Royal Ave, Monona, WI 53713
6082272000
Nations Lending - Monona, WI Branch - NMLS: 2315342
5008 Gordon Ave, Monona, WI 53716
6082985195
An FHA loan specialist in Monona, Wisconsin helps home buyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Monona residents benefit from local specialists familiar with Dane County property values and Wisconsin-specific closing requirements.
What Does a FHA Loan Specialist in Monona Cost?
Typical costs for an FHA loan in Wisconsin include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Closing costs in Monona generally range from 2% to 5% of the purchase price, covering appraisal fees (around $500 to $700), title insurance, and lender fees. Wisconsin also charges a mortgage recording tax of $0.30 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Monona do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and Wisconsin mortgage regulations. They also help with property eligibility and appraisal requirements specific to Dane County.
What are the FHA loan limits for Monona Wisconsin in 2025?
For 2025, the FHA loan limit for a single-family home in Dane County, including Monona, is $498,257 for standard loans. Higher limits apply for duplexes and multi-unit properties. These limits are set annually by the Department of Housing and Urban Development.
What Wisconsin-specific rules apply to FHA loans?
Wisconsin requires all FHA loans to include a state-specific mortgage tax and recording fees. Borrowers must also complete a Wisconsin-approved home buyer education course if using certain down payment assistance programs. Wisconsin law prohibits prepayment penalties on most residential mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.