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Compare fha loan specialists in Janesville. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Janesville, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Wisconsin before hiring.
Showing 15 fha loan specialists in Janesville, WI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
1421 Milton Ave, Janesville, WI 53545
6082089320
Heights Finance
2900 Deerfield Dr Ste 119, Janesville, WI 53546
6087430196
Loanmax Title Loans
2403 Milton Ave, Janesville, WI 53545
6087543014
Security Finance
2919 N Lexington Dr # 101, Janesville, WI 53545
6087411336
World Finance
3000 Milton Ave Ste 104, Janesville, WI 53545
6087540322
Guild Mortgage Company
4407 Milton Ave #126, Janesville, WI 53546
6083141276
Guild Mortgage - Craig March
4407 Milton Ave #126, Janesville, WI 53546
6083148400
OneMain Financial
2833 Milton Ave Ste 3, Janesville, WI 53545
6087529425
Johnson Financial Group
1 S Main St #100, Janesville, WI 53545
6087431500
Guild Mortgage - Ross March
4407 Milton Ave #126, Janesville, WI 53546
6083148401
Hany Fugate-U.S. Bank Mortgage
2732 Milton Ave, Janesville, WI 53545
6082403267
US Bank Mortgage
2732 Milton Ave, Janesville, WI 53545
8008722657
Wells Fargo Advisors
400 Midland Ct Suite 103, Janesville, WI 53546
6087585310
Travis Egan - Janesville Mortgage
2525 Milton Ave, Janesville, WI 53545
2627251505
Chase Home Lending
1201 N Wright Rd, Janesville, WI 53546
3032440365
An FHA loan specialist in Janesville Wisconsin helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Wisconsin law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Rock County property values and can guide you through FHA appraisal and underwriting rules.
What Does a FHA Loan Specialist in Janesville Cost?
Typical costs for an FHA loan in Wisconsin include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.55 and 0.85 percent. Closing costs in Janesville generally range from 2 to 5 percent of the purchase price. Lender fees and appraisal costs vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Janesville Wisconsin?
For 2025 the FHA loan limit for a single-family home in Rock County is $498,257. This amount applies to most areas in Wisconsin and is set by the Department of Housing and Urban Development.
Do I need a special license to work with an FHA loan specialist in Wisconsin?
Yes all mortgage loan originators in Wisconsin must hold a valid license through the NMLS. You can verify a specialist license on the NMLS Consumer Access website before working with them.
What credit score is needed for an FHA loan in Janesville?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down 10 percent.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Wisconsin.