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Find FHA Loan Specialists Near You in Tumwater, WA
Directory of fha loan specialists in Tumwater, Washington. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Tumwater, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 9 fha loan specialists in Tumwater, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
111 Tumwater Blvd SE b104, Tumwater, WA 98501
3602369777
Guild Mortgage - James Nesbit
111 Tumwater Blvd SE b104, Tumwater, WA 98501
3605561469
Guild Mortgage - Kelsey Ellis
111 Tumwater Blvd SE, Tumwater, WA 98501
3603390280
Guild Mortgage - Steph Thomasson
111 Tumwater Blvd SE b104, Tumwater, WA 98501
2067994129
Guild Mortgage Company
321 Cleveland Ave SE Suite 321, Tumwater, WA 98501
3604913282
Yvonne Stanton at CrossCountry Mortgage
300 Deschutes Way SW Suite 207, Tumwater, WA 98501
3606887528
Guild Mortgage - Ron Hanson
321 Cleveland Ave SE Suite 321, Tumwater, WA 98501
3604913282
St Julien Home Loans
301 Lee St SW Suite B, Tumwater, WA 98501
3603522101
Guild Mortgage - Rachel Groves
111 Tumwater Blvd SE b104, Tumwater, WA 98501
3606886585
An FHA loan specialist in Tumwater, Washington can help you navigate the Federal Housing Administration loan process, which is popular for first-time homebuyers and those with lower credit scores. In Washington, FHA loans require a minimum down payment of 3.5 percent and are subject to state-specific property tax and insurance rules. Tumwater borrowers benefit from local specialists who understand the real estate market in Thurston County.
What Does a FHA Loan Specialist in Tumwater Cost?
Typical costs for an FHA loan specialist in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs in Tumwater generally range from 2 to 5 percent of the purchase price, including appraisal fees of $500 to $700. Costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Tumwater?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Washington lenders may have overlays that require higher scores.
Are there Washington-specific limits for FHA loans in Tumwater?
Yes, FHA loan limits vary by county. In Thurston County, the 2025 FHA loan limit for a single-family home is $498,257 for low-cost areas and up to $1,149,825 in high-cost areas. These limits are set annually by the Department of Housing and Urban Development.
What documents do I need to apply for an FHA loan in Washington?
You will need pay stubs, W-2s, tax returns, bank statements, and proof of employment. Washington also requires a valid state ID and a completed loan application. Specialists can guide you through the full list based on your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.