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Find FHA Loan Specialists in Sunnyside, WA

Directory of fha loan specialists in Sunnyside, Washington. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Sunnyside, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 fha loan specialists in Sunnyside, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Banner Bank
1010 Yakima Valley Hwy, Sunnyside, WA 98944
5098378008
Rose Martinez-U.S. Bank Mortgage
529 S 7th St, Sunnyside, WA 98944
5098372009
Greg Visser - Banner Bank Residential Loan Officer
1010 Yakima Valley Hwy, Sunnyside, WA 98944
5098306076

FHA loan specialists in Sunnyside, Washington help homebuyers access government-insured mortgages with lower down payments. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local specialists can guide you through FHA guidelines and Washington-specific property requirements.

What Does a FHA Loan Specialist in Sunnyside Cost?

Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender fees can range from 500 to 2,000 dollars depending on the loan size and complexity. Closing costs in Washington average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Washington?
FHA loans require a minimum 3.5 percent down payment and a credit score of 580 or higher. Borrowers must also meet debt-to-income ratio limits set by the Federal Housing Administration. Washington state does not add extra requirements beyond federal FHA rules.
How do I find a licensed FHA loan specialist in Sunnyside?
You can search the Nationwide Mortgage Licensing System database for licensed loan originators in Washington. The Washington State Department of Financial Institutions also provides a list of approved lenders. Local banks and credit unions in Sunnyside often employ FHA specialists.
Are there FHA loan limits for Sunnyside Washington?
Yes, FHA loan limits for Yakima County where Sunnyside is located are set annually by the Department of Housing and Urban Development. For 2024 the single-family home limit is approximately $498,257. Limits can change each year based on median home prices.