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Compare fha loan specialists in Stanwood. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Stanwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 fha loan specialists in Stanwood, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity Solutions NW
9715 271st St NW Suite 3, Stanwood, WA 98292
4253592287
Vince Thomas & Co
9715 271st St NW NW, Stanwood, WA 98292
4253592287
LeaderOne Home Loans-Breanna Jeter(Studley)
7359 267th St NW ste e, Stanwood, WA 98292
4253149898
Chase Mortgage
26603 Lindstrom Rd, Stanwood, WA 98292
3606293552
Evergreen Home Loans Stanwood One NMLS 1543142
9902 270th St NW Suite B, Stanwood, WA 98292
3606546830
Alphabetasoup LLC
30202 52nd Ave NW, Stanwood, WA 98292
4253226726
An FHA loan specialist in Stanwood, Washington helps borrowers navigate Federal Housing Administration loans, which are popular for first-time homebuyers and those with lower credit scores. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Stanwood residents benefit from local specialists who understand Snohomish County property values and housing market trends.
What Does a FHA Loan Specialist in Stanwood Cost?
Typical costs for FHA loan specialist services in Washington include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs like appraisal and title fees add 500 to 2,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Stanwood do?
An FHA loan specialist guides you through the FHA loan process, including pre-qualification, documentation, and closing. They help ensure you meet FHA requirements such as a minimum 3.5 percent down payment and a credit score of at least 580. They also advise on Washington-specific rules like property flood zone requirements.
What are the FHA loan limits for Stanwood Washington?
For 2024, the FHA loan limit for a single-family home in Snohomish County, including Stanwood, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. The limit is set by the Department of Housing and Urban Development and adjusts annually.
Do I need a special license to work as an FHA loan specialist in Washington?
Yes, all mortgage loan originators in Washington must hold a valid license from the Washington State Department of Financial Institutions. This includes completing pre-licensing education, passing a national exam, and undergoing a background check. FHA loan specialists also need FHA approval to originate insured loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.