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Compare fha loan specialists in Spokane. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Spokane, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 fha loan specialists in Spokane, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
601 W 1st Ave Suite 1400 Office 1449, Spokane, WA 99201
8777731226
Cornerstone Home Lending - Kyle Gilliam
225 W Main Ave #200, Spokane, WA 99201
5092162218
Luke Baker at Guardian Mortgage
239 W Main Ave, Spokane, WA 99201
5097104631
Tom Kuhn
111 Lincoln Rd #5, Spokane, WA 99208
5094671260
Leader One Financial
10015 N Division St #101, Spokane, WA 99218
5094622380
Shout Mortgage - Washington
507 W Francis Ave, Spokane, WA 99205
5098673754
Hailey Modin | Fairway Home Mortgage - Loan Officer
316 W Boone Ave Suite 760, Spokane, WA 99201
5096061686
Modus Mortgage
140 S Arthur St #600, Spokane, WA 99202
8446638711
Matt Underwood- First Choice Mortgage Company
4407 N Division St #200, Spokane, WA 99207
5094811620
Laura Wells - New American Funding
601 W Riverside Ave Suite 750, Spokane, WA 99201
5095919406
Fairway Independent Mortgage Corporation
316 W Boone Ave #757, Spokane, WA 99201
5093811694
Skip Leasure | Intercap Lending
1237 W Summit Pkwy Office 106, Spokane, WA 99201
8582087055
FHA loan specialists in Spokane Washington help borrowers qualify for government-backed mortgages with lower down payments and flexible credit standards. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local specialists understand Spokane County property values and can guide you through the FHA loan process from pre-approval to closing.
What Does a FHA Loan Specialist in Spokane Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal and title fees add 1,000 to 3,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Spokane County in 2025?
For 2025 the FHA loan limit for a single-family home in Spokane County is $498,257. This amount is set by the Federal Housing Administration and may change annually based on median home prices.
What credit score is needed for an FHA loan in Washington?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have overlays with higher minimums.
Do Washington FHA loans require mortgage insurance?
Yes FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium paid monthly. In Washington this insurance typically remains for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.