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Showing 2 fha loan specialists in Mukilteo, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UniSave Home Loans
8490 Mukilteo Speedway #100, Mukilteo, WA 98275
2064566467
Wiley Financial - Mortgage Specialist
Mukilteo, WA 98275
4253591090
What Does a FHA Loan Specialist in Mukilteo Cost?
Typical costs for an FHA loan specialist in Washington include an origination fee usually 0.5 to 1.5 percent of the loan amount. Third party costs such as appraisal title insurance and credit report fees range from 1,500 to 4,000 dollars. Closing costs in Washington average 2 to 5 percent of the loan amount but vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mukilteo Washington?
For 2025 the FHA loan limit for a single family home in Snohomish County including Mukilteo is 498,257 dollars. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. Limits are adjusted annually by the Department of Housing and Urban Development HUD.
What is the minimum down payment for an FHA loan in Washington?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your credit score is between 500 and 579 you may qualify with a 10 percent down payment. Washington state does not impose additional down payment requirements beyond federal FHA rules.
Do FHA loans in Washington require mortgage insurance?
Yes all FHA loans require both an upfront mortgage insurance premium UFMIP of 1.75 percent of the loan amount and an annual mortgage insurance premium MIP. The annual MIP rate depends on the loan term and loan to value ratio. For most loans the annual MIP is 0.55 percent of the loan balance and is paid monthly.