ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Mercer Island, Washington. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Mercer Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 fha loan specialists in Mercer Island, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Renee Connor
U.S. Bank Area Served, Mercer Island, WA 98040
2063408031
Chase Home Lending
7900 SE 28th St Ste 101, Mercer Island, WA 98040
5035770044
Charlene Wenner-U.S. Bank Mortgage
2737 78th Ave SE #102, Mercer Island, WA 98040
4256372428
An FHA loan specialist in Mercer Island, Washington can help you navigate FHA-insured mortgages for single-family homes and condos. Washington state law requires all loan originators to be licensed under the Washington Department of Financial Institutions. Mercer Island buyers often use FHA loans for properties near Lake Washington or in the citys residential neighborhoods.
What Does a FHA Loan Specialist in Mercer Island Cost?
Typical costs for an FHA loan specialist in Washington include an origination fee of 1% of the loan amount, plus third-party fees for appraisal and credit report. Appraisal fees in King County range from $500 to $800. The upfront mortgage insurance premium is 1.75% of the loan amount, and annual MIP is 0.55% to 0.85%. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mercer Island in 2025?
For 2025, the FHA loan limit for a single-family home in King County, including Mercer Island, is $1,209,750. This amount applies to high-cost areas and is set by the U.S. Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Washington?
Yes. In Washington, all mortgage loan originators must hold a state license through the Nationwide Multistate Licensing System (NMLS). They must also complete pre-licensing education and pass a background check per Washington Revised Code 31.04.
Can I use an FHA loan to buy a condo on Mercer Island?
Yes, but the condo complex must be on the FHA-approved condominium list. Many Mercer Island condos are approved, but you should verify with your loan specialist. Washington state law requires disclosure of any pending litigation that could affect approval.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Mercer Island who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.