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FHA Loan Specialists in Lynnwood, WA

Browse fha loan specialists serving Lynnwood, Washington. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Lynnwood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 fha loan specialists in Lynnwood, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NFM Lending - Oleg Tkach
3400 188th St SW #400, Lynnwood, WA 98037
4254787676
Trevor Roberge
3400 188th St SW #101, Lynnwood, WA 98037
4257656605
Ryan Niles Team at Cornerstone Home Lending
3500 188th St SW #400, Lynnwood, WA 98037
2069494326
Cristian Toaca- Sr.Loan Officer NFM LENDING
NFM LENDING, 3400 188th St SW #400, Lynnwood, WA 98037
4259999044
Capstone Home Loans
3400 188th St SW #101, Lynnwood, WA 98037
4255822420
David Haley Mortgage
3400 188th St SW Suite 185, Lynnwood, WA 98037
4254716039
Cascade Lending Group
4720 200th St SW UNIT 205, Lynnwood, WA 98036
4253196101
NFM Lending - Team Petros
3400 188th St SW Suite 400, Lynnwood, WA 98037
2064064690
Cornerstone Home Lending
3500 188th St SW #400, Lynnwood, WA 98037
2065216119
Jeff Miltenberger | NFM Lending | Lynnwood Washington Mortgage Lender
3400 188th St SW Suite 400, Lynnwood, WA 98037
2062958455
Mikhail Burdeen at Cornerstone Home Lending |NMLS# 420493
3500 188th St SW #400, Lynnwood, WA 98037
2063517227
Aaron Hoy - Capstone Home Loans
3400 188th St SW Suite 101, Lynnwood, WA 98037
4257505283
Team Psaradelis - Mortgage Lenders
3400 188th St SW #101st, Lynnwood, WA 98037
4258703830
Shawna Talley at CrossCountry Mortgage
19101 36th Ave W Suites 202 & 203, Lynnwood, WA 98036
4255304280
Fairway Independent Mortgage Corporation
3400 188th St SW Suite 185, Lynnwood, WA 98037
4255827140
Ilya Kosenkov at Cornerstone Home Lending | NMLS# 147225
3500 188th St SW #400, Lynnwood, WA 98037
2063566204
Seattle Mortgage Pros
4610 200th St SW D, Lynnwood, WA 98036
4252750600
Scott Dewar at NFM Lending | NMLS# 507089
3400 188th St SW Suite 400, Lynnwood, WA 98037
2068906670
Mike Leen, Loan Officer
3400 188th St SW Suite 185, Lynnwood, WA 98037
2065242366
Jeff Judy--Washington Mortgages
3400 188th St SW #101, Lynnwood, WA 98037
4254223000

An FHA loan specialist in Lynnwood, Washington can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Lynnwood home buyers often use FHA loans for their lower down payment requirements and flexible credit guidelines.

What Does a FHA Loan Specialist in Lynnwood Cost?

Typical costs for an FHA loan specialist in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium ranging from 0.45 to 1.05 percent. Lender fees may range from $500 to $2,000. Closing costs in Lynnwood generally total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Lynnwood, Washington in 2025?
For 2025, the FHA loan limit for a single-family home in Snohomish County, which includes Lynnwood, is $498,257 for low-cost areas and up to $1,149,825 for high-cost areas. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with a credit score between 500 and 579 may still qualify with a 10 percent down payment. Washington lenders may have additional overlay requirements.
Are there specific Washington state requirements for FHA loans?
Washington state does not impose additional FHA-specific requirements beyond federal rules. However, all mortgage loan originators must be licensed under the Washington Mortgage Broker Practices Act. Borrowers must also comply with state property tax and insurance rules.