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Find FHA Loan Specialists Near You in Lake Stevens, WA
Compare fha loan specialists in Lake Stevens. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Lake Stevens, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 fha loan specialists in Lake Stevens, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OC Home Loans Inc. - Lance Morgan NMLS 742281
12934 22nd Pl NE, Lake Stevens, WA 98258
4255460620
Melissa Boswell - Chase Home Lending Advisor - NMLS ID 765490
9009 Market Pl NE, Lake Stevens, WA 98258
6025583847
1st Reverse Mortgage USA
702 87th Ave SE, Lake Stevens, WA 98258
8772170166
An FHA loan specialist in Lake Stevens, Washington can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Lake Stevens Cost?
Typical costs for FHA loan services in Washington include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.15% to 0.75%. Closing costs generally range from 2% to 5% of the purchase price. Lender fees may also apply. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lake Stevens?
An FHA loan specialist guides you through the FHA loan application process. They help you understand down payment requirements, credit score minimums, and property eligibility. They also ensure your loan meets Washington state and federal guidelines.
What are the FHA loan limits for Lake Stevens Washington?
FHA loan limits vary by county. For Snohomish County, which includes Lake Stevens, the 2024 limit for a single-family home is typically around $552,000. A specialist can confirm current limits and help you find a loan that fits your budget.
What documents do I need for an FHA loan in Washington?
You will need pay stubs, tax returns, bank statements, and proof of employment. Washington also requires a valid government-issued ID and a Social Security number. Your specialist will provide a full checklist based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.