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Looking for a fha loan specialist in Kirkland? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Kirkland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 17 fha loan specialists in Kirkland, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
4020 Lake Washington Blvd NE East Suite 202, Kirkland, WA 98033
2066732121
Leah Zamir at OriginPoint (NMLS #830846)
4040 Lake Washington Blvd NE Suite 301, Kirkland, WA 98033
9169103813
Dan Chapman - Fairway Home Mortgage Corporation
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
4255033209
Washington First Mortgage
821 Kirkland Ave Suite 100, Kirkland, WA 98033
4255765462
Home Trust Financial
135 Lake St S STE 230, Kirkland, WA 98033
2064095273
Guild Mortgage Company
105 Central Way #200, Kirkland, WA 98033
4259477800
Popach Lending
5209 Lake Washington Blvd NE #105, Kirkland, WA 98033
4255222412
Barry Friedman Loans
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
2064623470
Ted Andrew Klarich | Fairway Independent Mortgage Corporation Loan Officer
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
2064011878
LoanZilla
6620 Lake Washington Blvd NE APT 302, Kirkland, WA 98033
4256593388
Washington Discount Mortgage
8213 131st Ave NE, Kirkland, WA 98033
2067551697
Fairway Home Mortgage - Justin Nimick, Loan Originator
4030 Lake Washington Blvd NE # 210, Kirkland, WA 98033
2536068785
Kara Rozanski (NMLS #189037) at OriginPoint
4040 Lake Washington Blvd NE, Kirkland, WA 98033
4252411941
Home Loans by Carrie Haines
11255 Kirkland Way Suite 110, Kirkland, WA 98033
4255011714
Josh King | Loan Officer | Movement Mortgage | NMLS 1940214
4020 Lake Washington Blvd NE #202, Kirkland, WA 98033
2062358677
Tyler Hill, Loan Officer NMLS #2051346
135 Lake St S STE 230, Kirkland, WA 98033
4252898641
FHA loan specialists in Kirkland Washington help homebuyers secure government-backed mortgages with low down payments. These loans are popular in the Seattle metro area due to high home prices. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Kirkland Cost?
Typical costs for an FHA loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount and third-party fees for appraisal credit report and title services. Appraisal fees in Kirkland range from $500 to $800. Total closing costs often fall between 3 and 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kirkland Washington?
For 2024 the FHA loan limit for King County including Kirkland is $1,149,825 for a single-family home. This higher limit reflects the area's elevated housing costs. Limits are updated annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Individual lenders may set higher requirements.
Do FHA loans require mortgage insurance in Washington?
Yes FHA loans require both an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual MIP that varies by loan term and loan-to-value ratio. In Washington this insurance cannot be canceled for loans with less than 10 percent down.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.