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Compare fha loan specialists in Kent. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Kent, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 9 fha loan specialists in Kent, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
13106 SE 240th St Suites 106 & 110, Kent, WA 98031
2532209855
Alex Melnik at CrossCountry Mortgage
20829 72nd Ave S Suite 820, Kent, WA 98032
2068502997
Jessica Talton Movement Mortgage
441 Ramsay Way, Kent, WA 98032
2065514058
Fairway Independent Mortgage: Nichole Stearns Home Loan Team
13106 SE 240th St #110, Kent, WA 98031
2537094136
Ryan Mallory NMLS ID 1456785 CrossCountry Mortgage
20829 72nd Ave S Suite 820, Kent, WA 98032
2063499235
Ana Nikic at CrossCountry Mortgage
20829 72nd Ave S Ste 820, Kent, WA 98032
2063359766
Fairway Independent Mortgage: Phil Whitener
13106 SE 240th St #110, Kent, WA 98031
2069487283
New American Funding - Kent, WA
27304 152nd Ave SE Ste. 200, Kent, WA 98042
2533475052
Sharu Huluka at Rate (NMLS #2511157)
15220 SE 272nd St # B, Kent, WA 98042
2065306727
FHA loan specialists in Kent, Washington help borrowers navigate FHA-insured mortgages. These loans are popular for first-time homebuyers and those with lower credit scores. Washington state requires lenders to follow specific disclosure rules under the Consumer Loan Act, and specialists can guide you through these local requirements.
What Does a FHA Loan Specialist in Kent Cost?
Typical costs for FHA loan specialist services in Washington include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Closing costs in King County average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Kent do?
An FHA loan specialist helps you apply for a loan insured by the Federal Housing Administration. They review your finances, explain FHA guidelines, and assist with paperwork. In Washington, they must be licensed under the state's mortgage broker laws.
What are the FHA loan limits for Kent Washington?
For 2025, the FHA loan limit for a single-family home in King County, including Kent, is $1,149,825. This higher limit applies because King County is a high-cost area. Limits change annually based on median home prices.
Do I need a special license to work with an FHA loan specialist in Washington?
Yes, FHA loan specialists in Washington must hold a state mortgage loan originator license. They must pass a background check and complete pre-licensing education. You can verify a license on the Washington State Department of Financial Institutions website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.