ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Gig Harbor, Washington. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Gig Harbor, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 20 fha loan specialists in Gig Harbor, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Gig Harbor NMLS 1102863
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2538583899
Kyle Rohrbaugh at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
2538582640
CrossCountry Mortgage Gig Harbor
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2532253352
Megan Higgs | NMLS 77202
5727 Baker Way NW #102, Gig Harbor, WA 98332
3607313464
Matt L Wambold at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
3602655517
Nancy LeMessurier at Revolution Mortgage
2727 Hollycroft St #390, Gig Harbor, WA 98335
2532253885
Skylar Mosher at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2534440240
Geoff Nelson Loan Officer NMLS 820022 Evergreen Home Loans
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2532288747
PRMG
3226 Harborview Dr # 1, Gig Harbor, WA 98332
2533074501
Eric Payne at CrossCountry Mortgage
5403 Olympic Dr #100, Gig Harbor, WA 98335
2532514014
Debbie Mishko at CrossCountry Mortgage, LLC
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
3602391942
Mark Miller at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
8777731226
Stephanie Corcoran local, national VA, FHA, Conventional, purchase and refinance broker.
3226 Harborview Dr # 1, Gig Harbor, WA 98332
2097775160
Shauna Schraft | NMLS #404230 American Pacific Mortgage
5727 Baker Way NW Suite 101P, Gig Harbor, WA 98332
2538515903
Mark Wambold at CrossCountry Mortgage
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
8777731226
Dawn James, Newrez LLC
2727 Hollycroft St, Gig Harbor, WA 98335
2539880425
Lisa Casselman at CrossCountry Mortgage
5403 Olympic Dr #100, Gig Harbor, WA 98335
8777731226
Ben Bratrud at CrossCountry Mortgage
4021 Harborview Dr, Gig Harbor, WA 98332
2536513512
Scott Fisher at Empire Home Loans
5403 Olympic Dr Suite 100, Gig Harbor, WA 98335
2536912222
Huntington Team at Evergreen Home Loans
7191 Wagner Way NW #203, Gig Harbor, WA 98335
2539063353
An FHA loan specialist in Gig Harbor Washington helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Gig Harbor home buyers often use FHA loans for single-family homes and condos in Pierce County.
What Does a FHA Loan Specialist in Gig Harbor Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Gig Harbor generally range from 2 to 5 percent of the purchase price. Lender fees may add 500 to 1500 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gig Harbor Washington?
For 2025 the FHA loan limit for a single-family home in Pierce County including Gig Harbor is $552,000. Higher limits apply for duplexes triplexes and fourplexes. These limits are set annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Washington?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Washington lenders may have their own overlay requirements above the FHA minimum.
Are there Washington-specific rules for FHA appraisals?
FHA appraisals in Washington must meet HUD minimum property standards including safety and structural integrity. Washington requires a wood destroying organism inspection for FHA loans due to local climate conditions. The appraisal is valid for 120 days.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Gig Harbor who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.