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Looking for a fha loan specialist in Federal Way? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Federal Way, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 14 fha loan specialists in Federal Way, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Howard Team at Fairway Home Mortgage
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001
2069209258
Guild Mortgage - Evie Knoke
33400 9th Ave S Suite 209, Federal Way, WA 98003
2063109551
Cornerstone Home Lending
33310 1st Way S #120, Federal Way, WA 98003
2532147003
Lennar Mortgage, LLC Federal Way
33820 Weyerhaeuser Way S Suite #210A, Federal Way, WA 98001
2535902223
Fairway Independent Mortgage Corporation
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001
2533922517
Jennifer Buckholz
33400 9th Ave S #205, Federal Way, WA 98003
2535926504
Thomas Rhea
33400 9th Ave S 204 & 205, Federal Way, WA 98003
2535926501
Guild Mortgage - April Reichert
33400 9th Ave S Suite 209, Federal Way, WA 98003
2532527005
Anders Striemer NMLS 784501, Striemer Team, Adventure Lending
33710 9th Ave S Suite 4, Federal Way, WA 98003
2064862939
Larisa Mihaila | Legacy Financial Services LLC
500 South 336th St Suite 206, Federal Way, WA 98003
2535178003
New American Funding - Federal Way, WA
1010 South 336th St #110, Federal Way, WA 98003
2064036008
Guild Mortgage Company
33400 9th Ave S Suite 209, Federal Way, WA 98003
2532527000
New American Funding - John Nguyen
1010 South 336th St #110, Federal Way, WA 98003
2535337292
Revolution Mortgage
33737 9th Ave S, Federal Way, WA 98003
2532103700
An FHA loan specialist in Federal Way, Washington helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. Washington state law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Federal Way offers diverse housing options, and a local specialist can guide you through FHA loan limits and property requirements specific to King County.
What Does a FHA Loan Specialist in Federal Way Cost?
Typical costs for an FHA loan in Washington include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent depending on loan term and down payment. Closing costs in Federal Way generally range from 2 to 5 percent of the purchase price, including appraisal fees around $500 to $700, title insurance, and lender fees. Loan origination fees vary by lender but often fall between 0.5 and 1 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Federal Way Washington?
For 2025, the FHA loan limit for a single-family home in King County, including Federal Way, is $1,149,825. This higher limit reflects the area's high-cost housing market. Limits are updated annually by the Department of Housing and Urban Development.
What credit score do I need for an FHA loan in Washington?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Washington lenders may have their own overlays, so ask your specialist.
Are there Washington-specific requirements for FHA loans?
Washington state requires all FHA loans to include a home inspection and appraisal by a HUD-approved appraiser. Additionally, Washington law mandates that lenders provide a loan estimate within three business days of application. Sellers in Washington are not required to pay closing costs, but they can contribute up to 6 percent of the purchase price.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.