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Find FHA Loan Specialists in Enumclaw, WA

Browse fha loan specialists serving Enumclaw, Washington. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Enumclaw, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 fha loan specialists in Enumclaw, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans Enumclaw NMLS 1137783
2479 Griffin Ave Suite 202, Enumclaw, WA 98022
3606258244
Emily Bort- Movement Mortgage NMLS 505790
719 Griffin Ave, Enumclaw, WA 98022
2533154570
Giovanni Cervantes | Movement Mortgage
1407 Porter St, Enumclaw, WA 98022
2066876794
US Bank Mortgage
955 Cole St, Enumclaw, WA 98022
8008722657

FHA loan specialists in Enumclaw Washington help borrowers qualify for government backed mortgages with lower down payments. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Enumclaw residents often use FHA loans for homes in King and Pierce counties due to flexible credit requirements.

What Does a FHA Loan Specialist in Enumclaw Cost?

Typical costs for an FHA loan specialist in Washington include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Washington generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Enumclaw do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help verify your income credit and property eligibility under HUD guidelines. Specialists also explain Washington specific requirements like the state funded down payment assistance programs.
How do I qualify for an FHA loan in Washington?
You need a minimum credit score of 580 for a 3.5 percent down payment or 500 for 10 percent down. You must have a valid Social Security number and lawful residency. Washington law also requires a property appraisal by a HUD approved appraiser.
Are there FHA loan limits for Enumclaw Washington?
Yes FHA loan limits vary by county. For 2025 the limit for a single family home in King County is typically higher than in Pierce County. Your specialist can confirm the exact limit for your property location.