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Compare FHA Loan Specialists in Verona, VA

Compare fha loan specialists in Verona. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Verona, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 fha loan specialists in Verona, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Braxton L. Yeago, Mortgage Loan Originator NMLS ID# 2287852
113 Mill Pl Pkwy Suite 103A, Verona, VA 24482
5404144396
Farm Credit of the Virginias
1557 Commerce Rd Apt 202, Verona, VA 24482
5402480365

FHA loan specialists in Verona, Virginia help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Virginia law requires FHA loan originators to be licensed through the Virginia State Corporation Commission. Verona residents benefit from local specialists familiar with Augusta County property values and regional housing market conditions.

What Does a FHA Loan Specialist in Verona Cost?

Typical costs for FHA loan services in Virginia include an upfront mortgage insurance premium of 1.75% of the loan amount, and an annual mortgage insurance premium of 0.55% to 0.85% depending on loan term and down payment. Lender fees may range from $500 to $1,500, and appraisal costs in Verona average $500 to $700. Closing costs generally total 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Verona do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand Virginia-specific requirements, such as property condition standards and maximum loan limits for Augusta County. They also assist with documentation and lender coordination.
What are the FHA loan limits for Verona Virginia?
For 2024, the FHA loan limit for a single-family home in Augusta County, including Verona, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to standard FHA loans. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Virginia?
Yes, FHA loan originators in Virginia must hold a valid license through the Virginia State Corporation Commission Bureau of Financial Institutions. They must also complete continuing education and pass a background check. You can verify a specialist license on the Nationwide Multistate Licensing System website.