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Browse fha loan specialists serving Staunton, Virginia. Contact information and addresses listed below.
12 agents listed
Updated May 2026
Staunton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 12 fha loan specialists in Staunton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Park Lane Finance
108 Mactanly Pl, Staunton, VA 24401
4349755088
ALCOVA Mortgage | Staunton, VA
1600 N Coalter St #15th, Staunton, VA 24401
5408864613
The Adler Mortgage Team
32 N Augusta St Suite 18, Staunton, VA 24401
5406494940
Lendmark Financial Services LLC
729 Richmond Ave Suite 102, Staunton, VA 24401
5408860736
F&M Bank Staunton (North Augusta)
2813 N Augusta St, Staunton, VA 24401
5402138686
Truist
125 N Central Ave, Staunton, VA 24401
5408513900
Chris Montgomery, NMLS ID#2296647
1600 N Coalter St Apt 15, Staunton, VA 24401
5402900558
Michelle Fix, NMLS ID#235608
1600 N Coalter St Apt 15, Staunton, VA 24401
5404301968
Farm Credit of the Virginias
102 Industry Way, Staunton, VA 24401
8009193276
Atlantic Bay Mortgage Group - Staunton, VA
19 Myers Corner Dr a05, Staunton, VA 24401
5404066555
Marcella Johnson, NMLS ID 453329
105 Baldwin St, Staunton, VA 24401
5404661988
Michael Walters - Truist Mortgage Loan Officer
488 Frontier Dr, Staunton, VA 24401
5408514087
An FHA loan specialist in Staunton Virginia helps home buyers navigate government-backed mortgage programs. These loans are insured by the Federal Housing Administration and offer lower down payments for qualified borrowers. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions.
What Does a FHA Loan Specialist in Staunton Cost?
Typical costs for an FHA loan in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Staunton generally range from 2 to 5 percent of the purchase price. Lender fees and third party costs such as appraisal and title services vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Staunton do?
An FHA loan specialist guides borrowers through the application and approval process for FHA insured mortgages. They help determine eligibility based on credit score debt-to-income ratio and property requirements. Specialists also explain Virginia specific rules such as the state required home inspection disclosures.
What are the minimum FHA loan requirements in Virginia?
FHA loans in Virginia require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA minimum property standards and be the borrowers primary residence.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.