Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 10 fha loan specialists in Stafford, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Sanchez at Rate (NMLS #860048)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5406995419
Ken Melendez at Rate (NMLS #2037924)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277585
Priority Financial LLC
1267 Courthouse Rd, Stafford, VA 22554
5403188811
Motion Mortgage Inc
385 Garrisonville Rd Ste 97, Stafford, VA 22554
7032160338
Richard White at Novus Home Mortgage
800 Corporate Dr, Stafford, VA 22554
6786205244
Tyler Hupka at Rate (NMLS #1859511)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277595
Steve Harrison at Rate (NMLS #995374)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5406995425
Steve Harrison Mortgage Lender
385 Garrisonville Rd Suite 117, Stafford, VA 22554
7036250508
Movement Mortgage
306 Garrisonville Rd Suite 203, Stafford, VA 22554
8773141499
Rate
385 Garrisonville Rd Suite 117, Stafford, VA 22554
5404277595
What Does a FHA Loan Specialist in Stafford Cost?
Typical costs for an FHA loan specialist in Virginia include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75 percent. Closing costs in Stafford generally range from 2 to 5 percent of the purchase price. These costs can vary based on the lender and the specific loan program. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Stafford Virginia?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.
Are there specific FHA loan limits for Stafford Virginia?
Yes FHA loan limits vary by county. For Stafford County in 2024 the standard FHA loan limit for a single family home is typically around $498,257. High cost area limits may apply for certain locations within the county.
What documents do I need to apply for an FHA loan in Stafford?
You will need recent pay stubs W-2 forms tax returns from the last two years and bank statements. You also need a valid government issued ID and proof of any other assets. Virginia lenders may also require a signed authorization to pull your credit report.