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Find FHA Loan Specialists in Potomac Falls, VA

Compare fha loan specialists in Potomac Falls. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Potomac Falls, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 fha loan specialists in Potomac Falls, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Potomac Mortgage Advisors
46169 Westlake Dr STE 100, Potomac Falls, VA 20165
7034068200
Yogesh Arora - Loan Officer
46169 Westlake Dr STE 100, Potomac Falls, VA 20165
7033464659
Russ Harvey at Potomac Mortgage Advisors
46169 Westlake Dr STE 100, Potomac Falls, VA 20165
7035054408

FHA loan specialists in Potomac Falls, Virginia help homebuyers navigate FHA-insured mortgages, which require lower down payments and credit score minimums than conventional loans. Virginia law requires all mortgage loan originators to be licensed through the Virginia State Corporation Commission Bureau of Financial Institutions. Local specialists understand Potomac Falls market conditions and Loudoun County property value limits.

What Does a FHA Loan Specialist in Potomac Falls Cost?

Typical costs for FHA loan services in Virginia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Potomac Falls average 500 to 700 dollars. Closing costs generally total 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Potomac Falls Virginia?
FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards and be your primary residence. Virginia does not have additional state-specific FHA requirements beyond federal guidelines.
How do I find a qualified FHA loan specialist in Potomac Falls?
Look for a mortgage loan originator licensed with the Virginia State Corporation Commission. You can verify a license through the Nationwide Multistate Licensing System website. Specialists in Potomac Falls typically have experience with Loudoun County property types and local appraisal practices.
Are there Virginia-specific FHA loan limits for Potomac Falls?
Yes, FHA loan limits vary by county. For 2024, Loudoun County has a ceiling loan limit of 1,089,300 dollars for a single-family home. This limit is higher than many other Virginia counties due to the area high median home prices.