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Browse fha loan specialists serving Colchester, Vermont. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Colchester, VT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Vermont before hiring.
Showing 11 fha loan specialists in Colchester, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
354 Mountain View Dr Suite 401, Colchester, VT 05446
8023992034
Mark R. Chaffee, CMP
354 Mountain View Dr #200, Colchester, VT 05446
8022385382
Karriann Poulin - Benchmark Mortgage
78 Severance Grn Suite 105, Colchester, VT 05446
8025982766
Synergy
354 Mountain View Dr #200, Colchester, VT 05446
8027346251
Guild Mortgage - Janet Knutsen
354 Mountain View Dr Suite 401, Colchester, VT 05446
8025281466
Guild Mortgage - Andy Nazarey
463 Mountain View Dr Suite 103, Colchester, VT 05446
8024487933
Guild Mortgage - Mike Malinowski
354 Mountain View Dr Suite 401, Colchester, VT 05446
8025783593
Guild Mortgage - Jeff Myers
463 Mountain View Dr Suite 103, Colchester, VT 05446
8024487931
Baystate Financial Services
302 Mountain View Dr, Colchester, VT 05446
8028632801
CMG Home Loans
401 Watertower Cir #203, Colchester, VT 05446
8024901544
New American Funding - Colchester
354 Mountain View Dr #200, Colchester, VT 05446
8029621032
An FHA loan specialist in Colchester Vermont helps homebuyers navigate Federal Housing Administration loans which are popular for first time buyers and those with lower credit scores. Vermont law requires lenders to provide a good faith estimate of closing costs within three business days of application. Local specialists understand the Chittenden County housing market and can guide you through Vermont specific property condition requirements.
What Does a FHA Loan Specialist in Colchester Cost?
Typical costs for an FHA loan in Vermont include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs in Chittenden County range from 2 to 5 percent of the purchase price including lender fees appraisal and title insurance. Costs vary by lender loan size and property type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Colchester Vermont?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders in Vermont may accept scores as low as 500 with a 10 percent down payment. Each lender sets its own overlays so requirements can vary.
Are there Vermont specific limits for FHA loan amounts in Colchester?
Yes FHA loan limits for Chittenden County in 2024 are set at $498,257 for a single family home. This limit is adjusted annually by the Department of Housing and Urban Development. Jumbo loans above this amount require conventional financing.
What is the typical timeline for an FHA loan in Vermont?
The FHA loan process in Vermont usually takes 30 to 45 days from application to closing. Vermont law requires a minimum 45 day redemption period after foreclosure which can affect timelines for distressed properties. Your specialist will coordinate appraisal and underwriting steps.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Vermont.