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Looking for a fha loan specialist in Tremonton? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Tremonton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 8 fha loan specialists in Tremonton, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
18 N 200 E Suite 204, Tremonton, UT 84337
4352578804
Guild Mortgage - Andi Aoki
18 N 200 E Suite 204, Tremonton, UT 84337
4357404855
Summit Lending
305 E Main St Suite 202, Tremonton, UT 84337
3852001470
Guild Mortgage - Cheltsea Bess
18 N 200 E Suite 204, Tremonton, UT 84337
8016686410
Guild Mortgage - Britney Francis
18 N 200 E Suite 204, Tremonton, UT 84337
4354944151
Envision Finance & Mortgage
2 E Main St, Tremonton, UT 84337
4352575626
Raulon Van Tassell
18 N 200 E Suite 204, Tremonton, UT 84337
2083000410
Kris Udy
18 N 200 E Suite 204, Tremonton, UT 84337
4352797777
FHA loan specialists in Tremonton Utah help borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in Box Elder County for first-time homebuyers and those with lower credit scores. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Tremonton Cost?
FHA loan costs in Utah include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Tremonton typically range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements for Tremonton Utah?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must have a debt-to-income ratio below 43 percent and the property must meet FHA safety and appraisal standards. The loan limit for Box Elder County in 2025 is typically around $498,257 for a single-family home.
How do I find a licensed FHA loan specialist in Tremonton?
You can verify a loan specialist license by searching the NMLS Consumer Access database. Local banks and mortgage companies in Tremonton often employ FHA-approved specialists. Ask for their NMLS ID and confirm they have experience with Utah-specific FHA programs.
What is the FHA loan process timeline in Utah?
The typical FHA loan process in Utah takes 30 to 45 days from application to closing. This includes appraisal underwriting and document review. Utah law requires a three-day rescission period after signing the loan documents before funds can be disbursed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.