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Directory of fha loan specialists in Springville, Utah. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Springville, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 fha loan specialists in Springville, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Red Rock Financial of Springville
451 S Main St STE 2, Springville, UT 84663
8014914175
Mortgage Zone
1190 N Main St #8, Springville, UT 84663
8014898668
An FHA loan specialist in Springville Utah helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Springville residents benefit from local specialists who understand Utah County housing market conditions and FHA loan limits.
What Does a FHA Loan Specialist in Springville Cost?
Typical costs for an FHA loan specialist in Utah include an origination fee of 1% to 1.5% of the loan amount plus third-party fees for appraisal and credit report. Upfront mortgage insurance premium is 1.75% of the loan amount and annual MIP ranges from 0.55% to 1.05%. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Springville do?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and property eligibility. They ensure the loan meets Utah and federal requirements for owner occupancy and property condition.
What are the FHA loan limits for Springville Utah in 2025?
For 2025 the FHA loan limit for a single-family home in Utah County including Springville is $498,257. This amount is set by the Federal Housing Administration and may change annually based on median home prices.
Are there Utah-specific rules for FHA loans?
Utah requires all FHA loans to include a home inspection and a pest inspection for certain areas. Borrowers must also complete a HUD-approved housing counseling session if they have had a prior foreclosure.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.