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Compare fha loan specialists in Ogden. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Ogden, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 6 fha loan specialists in Ogden, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenny Dee - Bank of Utah VP, Mortgage Branch Manager
2605 Washington Blvd, Ogden, UT 84401
8014095071
Mortgage Miracles Happen, LLC
298 24th St #435a, Ogden, UT 84401
3856266660
SWBC Mortgage South Ogden
5929 S Fashion Pointe Dr Ste 402, Ogden, UT 84403
8014751758
Ogden Mortgage Loans
298 24th St #435a, Ogden, UT 84401
8017374447
Kyle Stringham - Next Chapter Mortgage
6112 2625 E St, Ogden, UT 84403
8019910100
Amy Crosby | Loan Officer NMLS 1410434
3546 N 3050 W, Ogden, UT 84404
8014935800
An FHA loan specialist in Ogden Utah helps homebuyers navigate Federal Housing Administration loans, which often require lower down payments and credit scores than conventional loans. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Ogden buyers benefit from local specialists who understand Weber County property values and Utah-specific closing procedures.
What Does a FHA Loan Specialist in Ogden Cost?
Typical costs for an FHA loan specialist in Ogden Utah include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Third-party costs such as appraisal fees ($400 to $700) and title insurance ($1,000 to $2,000) also apply. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ogden do?
An FHA loan specialist guides you through the FHA loan process, including pre-approval, documentation, and underwriting. They ensure your loan meets Utah and federal requirements, such as property appraisal standards and borrower eligibility rules.
What are the FHA loan limits for Ogden Utah?
For 2025, the FHA loan limit for a single-family home in Weber County is $498,257. This limit applies to most areas in Ogden and adjusts annually based on local median home prices.
How long does an FHA loan take to close in Utah?
A typical FHA loan in Utah closes in 30 to 45 days. Delays can occur if the property needs repairs required by the FHA appraisal or if additional documentation is needed from the borrower.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.