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Find FHA Loan Specialists Near You in Millcreek, UT

Looking for a fha loan specialist in Millcreek? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Millcreek, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 4 fha loan specialists in Millcreek, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Remedy
4568 S Highland Dr Suite 250, Millcreek, UT 84117
8018330778
Luminary Lending
2887 E Evergreen Ave, Millcreek, UT 84109
8013485872
Stratify Lending
5353 S 960 E #230, Millcreek, UT 84117
8017831404
Jamie Nielsen - VanDyk Mortgage Corporation
5330 S 900 E #250, Millcreek, UT 84117
8016940822

What Does a FHA Loan Specialist in Millcreek Cost?

Typical costs for an FHA loan specialist in Utah include an origination fee of 1% of the loan amount, an upfront mortgage insurance premium of 1.75% of the base loan amount, and an annual mortgage insurance premium of 0.55% to 0.85% depending on the loan term and loan-to-value ratio. Third-party costs such as appraisal fees range from $500 to $700, and title insurance fees vary by county. These figures are estimates and actual costs depend on the lender and specific loan details. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Millcreek Utah?
For 2025, the FHA loan limit for a single-family home in Salt Lake County, including Millcreek, is $498,257. This limit applies to standard FHA loans and may be higher for duplex or triplex properties.
Do I need a specific license to be an FHA loan specialist in Utah?
Yes, all mortgage loan originators in Utah must hold a valid license through the Nationwide Multistate Licensing System. They must also complete continuing education requirements each year as mandated by the Utah Department of Financial Institutions.
What property types qualify for an FHA loan in Millcreek?
FHA loans in Millcreek can be used for single-family homes, condominiums, and townhouses. The property must be the borrower's primary residence and must meet FHA minimum property standards, including a required appraisal by an FHA-approved appraiser.