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Directory of fha loan specialists in Midvale, Utah. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Midvale, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 4 fha loan specialists in Midvale, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Veritas Funding | Home Loans and Refinance
7050 Union Park Ave #400, Midvale, UT 84047
8016390900
Guild Mortgage Company
1275 East Fort Union Blvd suite 100, Midvale, UT 84047
8015832100
KAI Mortgage
7090 Union Park Ave Ste 325, Midvale, UT 84047
8013067306
Avanti Mortgage Midvale
7646 Union Park Ave B, Midvale, UT 84047
8015977372
An FHA loan specialist in Midvale, Utah can guide you through the process of obtaining a Federal Housing Administration insured loan. These loans are popular in Utah due to lower down payment requirements and flexible credit standards. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), ensuring you work with a qualified professional.
What Does a FHA Loan Specialist in Midvale Cost?
Typical costs for an FHA loan specialist in Utah include an origination fee of 1 to 2 percent of the loan amount, plus third-party fees for appraisal, credit report, and title work. Appraisal fees in Midvale range from $500 to $700. The upfront mortgage insurance premium (MIP) is 1.75 percent of the loan amount, and annual MIP ranges from 0.45 to 1.05 percent. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the credit score requirements for an FHA loan in Midvale?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Utah lenders may add their own overlays, so check with a specialist.
How much can I borrow with an FHA loan in Utah?
FHA loan limits in Salt Lake County, which includes Midvale, are set annually by the Department of Housing and Urban Development. For 2024, the limit for a single-family home is $498,257. Higher limits apply for multi-unit properties.
Are there any Utah-specific rules for FHA loans?
Utah follows standard FHA guidelines but also requires lenders to provide a Utah-specific loan estimate and closing disclosure. Sellers in Utah may contribute up to 6 percent of the purchase price toward closing costs for FHA loans. Always verify current rules with your specialist.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.