FHA Loan Specialists in Taylor, TX
Compare fha loan specialists in Taylor. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Texas before hiring.
Showing 9 fha loan specialists in Taylor, TX
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An FHA loan specialist in Taylor, Texas can help you navigate the Federal Housing Administration loan process, which is popular for first-time buyers and those with lower credit scores. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. FHA loans in Taylor can be used for single-family homes, condos, and manufactured homes on permanent foundations.
What Does a FHA Loan Specialist in Taylor Cost?
Typical costs for an FHA loan specialist in Taylor, Texas include an origination fee of 0.5 to 1.0 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Appraisal fees in the area generally range from $500 to $700. Closing costs often total 3 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Taylor Texas?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays, so check with a specialist in Taylor.
What are the FHA loan limits for Williamson County Texas?
For 2024, the FHA loan limit for a single-family home in Williamson County, which includes Taylor, is $498,257. This amount can change annually based on median home prices. Higher limits apply for multi-unit properties.