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Compare FHA Loan Specialists in Seabrook, TX

Directory of fha loan specialists in Seabrook, Texas. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Seabrook, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Seabrook, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lamar Lending
2515 B E NASA Pkwy Suite 200, Seabrook, TX 77586
8333535626
NRL Mortgage- Seabrook
3101 NASA Road 1 suite i, Seabrook, TX 77586
2815492002
Lighthouse Marine Financing
2511 E NASA Pkwy # 201, Seabrook, TX 77586
2813267100
PNC Mortgage
4452 E NASA Pkwy, Seabrook, TX 77586
2813261507
Gateway Mortgage Group
B, 2515 E NASA Pkwy #10, Seabrook, TX 77586
8327535319

An FHA loan specialist in Seabrook Texas can guide you through the process of obtaining a government-backed mortgage. Texas has specific property tax and homestead laws that may affect your loan terms. Working with a local specialist helps ensure you meet all FHA and Texas state requirements.

What Does a FHA Loan Specialist in Seabrook Cost?

Typical costs for an FHA loan specialist in Texas include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Texas usually total 3% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Seabrook do?
An FHA loan specialist helps borrowers understand FHA loan requirements and guides them through the application process. They review credit history, income documents, and property eligibility for FHA insurance in Texas.
What are FHA loan limits in Seabrook Texas?
FHA loan limits vary by county and are updated annually. For Harris County which includes Seabrook the 2024 limit for a single-family home is typically around $498,257. A specialist can confirm the current limit for your specific situation.
Do Texas FHA loans require a specific inspection?
Yes FHA loans require an appraisal by an FHA-approved appraiser. The appraisal checks for safety and habitability issues. Texas also requires a property survey or title insurance to confirm boundaries.