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Looking for a fha loan specialist in Sanger? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Sanger, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Sanger, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cavco Home Center
1302 N Stemmons St, Sanger, TX 76266
9402206562
My Mortgage Option
7170 Hunnington Dr, Sanger, TX 76266
8665004140
Sanger Bank
1405 W Chapman Dr, Sanger, TX 76266
9404584600
An FHA loan specialist in Sanger, Texas can help you navigate the process of securing a government-backed mortgage. These loans are popular in the Dallas-Fort Worth metroplex area due to their lower down payment requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Sanger Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Sanger usually range from 2 to 5 percent of the purchase price. Lenders may charge origination fees of 1 to 2 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Sanger Texas?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment. Requirements can vary by lender.
Are there Texas-specific property requirements for FHA loans?
Yes. Texas has unique homestead laws that affect FHA loans. The property must meet FHA minimum property standards and be located in Texas. A licensed appraiser must confirm the property complies with all state and local building codes.
How long does the FHA loan process take in Sanger Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Delays can occur if the appraisal reveals needed repairs or if title issues arise. Texas law requires a minimum three-day right of rescission after signing loan documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.