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Compare fha loan specialists in Salado. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Salado, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Salado, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
40 S Main St Ste C, Salado, TX 76571
2549339500
Clarissa Hennig, Mortgage Lender
805 N Main St D, Salado, TX 76571
2546305053
An FHA loan specialist in Salado Texas can help you navigate the Federal Housing Administration loan process. These loans are popular in Bell County due to lower down payment requirements and flexible credit guidelines. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Salado Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent depending on the loan term and down payment. Closing costs generally range from 2 to 5 percent of the loan amount. These costs vary by lender and your specific financial situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Salado Texas?
For 2025 FHA loan limits in Bell County the single-family home limit is $498,257. This amount can change annually based on the median home price in the area. A specialist can confirm the current limit for your specific loan scenario.
What credit score do I need for an FHA loan in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. With a score between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have its own overlay requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.