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Looking for a fha loan specialist in Royse City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Royse City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Royse City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stacy McEntee
121 I-30, Royse City, TX 75189
9726369777
Mortgage lender Royse City TX
9896 Co Rd 2440, Royse City, TX 75189
9726940876
FHA loan specialists in Royse City Texas help homebuyers secure government backed mortgages with lower down payments. Texas law requires FHA loans to meet specific property standards and occupancy rules. Local specialists understand Royse City market conditions and can guide you through the Texas FHA process.
What Does a FHA Loan Specialist in Royse City Cost?
Typical costs for an FHA loan specialist in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual premiums of 0.55 to 0.85 percent. Closing costs in Royse City range from 3000 to 8000 dollars depending on loan size and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Royse City Texas?
FHA loans in Royse City require a minimum 3.5 percent down payment and a credit score of 580 or higher. The property must be your primary residence and meet FHA safety standards. Texas law also requires a home inspection for certain FHA loans.
How long does an FHA loan take to close in Texas?
FHA loans in Texas typically close in 30 to 45 days from application. Delays can occur if the property needs repairs to meet FHA standards. Texas law allows for a three day right of rescission after signing loan documents.
What costs are involved with an FHA loan in Royse City?
FHA loan costs include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums. Closing costs in Texas average 3 to 5 percent of the home price. These costs vary by lender and property.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.