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Compare FHA Loan Specialists in Rowlett, TX

Directory of fha loan specialists in Rowlett, Texas. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Rowlett, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Rowlett, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DHI Mortgage
4312 Miller Rd, Rowlett, TX 75088
2146074321
Tabernacle Financial Group, Inc
5001 Rowlett Rd #101, Rowlett, TX 75088
4693669830

An FHA loan specialist in Rowlett Texas helps home buyers and homeowners secure loans insured by the Federal Housing Administration. These loans often require a lower down payment and have more flexible credit guidelines than conventional mortgages. In Texas, FHA loans must comply with state-specific property lien laws and the Texas Homestead Act, which limits certain loan terms for primary residences.

What Does a FHA Loan Specialist in Rowlett Cost?

Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Other costs include appraisal fees around 500 to 700 dollars and title insurance fees that vary by county. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Rowlett do?
An FHA loan specialist guides you through the FHA loan process from pre-approval to closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the mandatory mortgage insurance premium. They also ensure your loan meets Texas state regulations for property valuation and title insurance.
What are the FHA loan limits for Rowlett Texas?
For 2024 the FHA loan limit for a single-family home in Rowlett Texas is 498257 dollars. This limit applies to Dallas County and is set by the Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.