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Browse fha loan specialists serving Pottsboro, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Pottsboro, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Pottsboro, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeremy Lewis DBA The Grayson Home Loans Team NMLS#273694
532 FM 120, Pottsboro, TX 75076
9038154496
MLO Force
509 FM 120 #848, Pottsboro, TX 75076
2086563672
Homes By Lainie Real Estate Group
682 FM 120 Ste 3, Pottsboro, TX 75076
9037866063
Guild Mortgage Company
111 FM 120 #107, Pottsboro, TX 75076
9038158905
Capacity Lending
215 FM 120, Pottsboro, TX 75076
4696400400
An FHA loan specialist in Pottsboro Texas helps home buyers navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have flexible credit guidelines compared to conventional mortgages. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Pottsboro Cost?
FHA loan specialist fees in Texas typically include an origination fee of 1 percent of the loan amount plus third party costs for appraisal and credit report. Upfront mortgage insurance premium is 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. Total closing costs in Pottsboro generally range from 3000 to 7000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pottsboro do?
An FHA loan specialist guides borrowers through the FHA loan application process. They help determine eligibility, review credit history, and prepare required documentation. They also ensure the loan meets FHA and Texas state lending regulations.
What are the FHA loan requirements in Texas?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards. Texas law also imposes specific rules on home equity loans and reverse mortgages under the Texas Constitution.
How do I choose an FHA loan specialist in Pottsboro?
Look for a specialist who is licensed with the Texas Department of Savings and Mortgage Lending. Check their experience with FHA loans and local market knowledge. You can verify a license through the Nationwide Mortgage Licensing System.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.