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Find FHA Loan Specialists Near You in Port Neches, TX
Looking for a fha loan specialist in Port Neches? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Port Neches, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 fha loan specialists in Port Neches, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MCT Credit Union
2736 Nall St, Port Neches, TX 77651
4097271446
The Wagner Team at Canopy Mortgage - #SETXMortgageGuys
2002 Magnolia Ave Ste 1C, Port Neches, TX 77651
4095405653
The Wood Group of Fairway Independent Mortgage Corp.
1002 Magnolia Ave Suite E, Port Neches, TX 77651
4095714760
Neches Federal Credit Union
2239 Nall St, Port Neches, TX 77651
4097271639
Neches Federal Credit Union
676 Magnolia Ave, Port Neches, TX 77651
4097221174
Advantage Real Estate
908 Port Neches Ave Suite A, Port Neches, TX 77651
4097241000
DuGood Credit Union
2501 Nall St, Port Neches, TX 77651
4098993430
Edward Jones - Financial Advisor: Devin Harley, AAMS®
2848 Nall St Suite B, Port Neches, TX 77651
4097273037
Edward Jones - Financial Advisor: Pinkee Harley, AAMS®
2848 Nall St Suite B, Port Neches, TX 77651
4093228461
An FHA loan specialist in Port Neches Texas helps homebuyers navigate Federal Housing Administration insured loans. These loans often require lower down payments and credit scores than conventional mortgages. Texas law requires all FHA loan originators to hold a valid state license and follow specific disclosure rules under the Texas Finance Code.
What Does a FHA Loan Specialist in Port Neches Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of up to 1 percent of the loan amount and third party costs like appraisal fees of $500 to $700 and credit report fees of $30 to $50. The upfront MIP is 1.75 percent of the loan amount. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Port Neches Texas?
For 2025 the FHA loan limit for a single family home in Port Neches is typically around $498,257. This limit is set by the Department of Housing and Urban Development and may vary by county. Check with a local specialist for the exact amount.
Do FHA loans in Texas require mortgage insurance?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual MIP that ranges from 0.15 to 0.75 percent depending on the loan term and down payment. This insurance protects the lender if you default.
Can I use an FHA loan for a fixer upper in Port Neches?
Yes the FHA 203k loan program allows you to finance both the purchase and renovation of a home in Port Neches. You must use a HUD approved consultant and follow specific renovation guidelines. The loan amount is based on the home value after repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.