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Browse fha loan specialists serving Port Isabel, Texas. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Port Isabel, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 7 fha loan specialists in Port Isabel, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Long Island Village
33772 S Garcia St, Port Isabel, TX 78578
9569433131
Greg Jones - Thrive Mortgage
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
9565713662
Padre Elite Team - RE/MAX® Elite
103 S Garcia St, Port Isabel, TX 78578
9564338564
Sarah Gonzalez - Mortgage Advisor
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
2142067154
Noble Finance
1200 TX-100, Port Isabel, TX 78578
9569431800
RE/MAX Elite
103 S Garcia St, Port Isabel, TX 78578
9564335648
Lower Mortgage
302 E Queen Isabella Blvd #F, Port Isabel, TX 78578
9565713662
FHA loan specialists in Port Isabel, Texas help homebuyers secure government-backed mortgages with lower down payments. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Local specialists understand the unique housing market in Cameron County and can guide you through FHA property requirements for coastal areas.
What Does a FHA Loan Specialist in Port Isabel Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees vary but often include an origination fee of 1 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Port Isabel Texas?
For 2025, the FHA loan limit for a single-family home in Cameron County is $498,257. This limit is based on the median home price in the area and is set by the Department of Housing and Urban Development.
Do FHA loans require a specific credit score in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Texas may have its own overlay requirements.
Are there special FHA requirements for homes near the coast in Port Isabel?
Yes, FHA requires a flood zone determination for properties in Port Isabel. Homes in Special Flood Hazard Areas must have flood insurance. The property must also meet FHA minimum property standards, including proper drainage and foundation conditions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.