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Find FHA Loan Specialists in Port Arthur, TX

Looking for a fha loan specialist in Port Arthur? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Port Arthur, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 fha loan specialists in Port Arthur, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
4700 FM 365 Suite I, Port Arthur, TX 77642
4093449981
Sun Loan Company
4997 Twin City Hwy suite 134, Port Arthur, TX 77642
4099633099
Security Finance
1907 Jefferson Dr Suite 400, Port Arthur, TX 77642
4099606524
First Financial Mortgage
3260 Central Mall Dr, Port Arthur, TX 77642
4098833563
Republic Finance
4700 FM 365 Suite N, Port Arthur, TX 77642
4097223200
Republic State Mortgage
8460 Central Mall Dr, Port Arthur, TX 77642
4098995100
Texas Mortgage Associates
4700 FM 365 Suite R, Port Arthur, TX 77642
4097274663
Hard Money Lenders Port Arthur TX
4749 Twin City Hwy, Port Arthur, TX 77642
4094196118
Branches of Blessings
8020 Heatherbrook Trail, Port Arthur, TX 77642
4092370254
Commercial Lending Port Arthur, Texas
2901 Turtle Creek Dr, Port Arthur, TX 77642
4093163505

FHA loan specialists in Port Arthur Texas help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in Southeast Texas due to the area's affordable housing market and flood insurance considerations. Specialists guide clients through Texas-specific rules such as the Texas Home Equity Law and local property appraisal requirements.

What Does a FHA Loan Specialist in Port Arthur Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85% depending on loan term and amount. Closing costs in Port Arthur generally range from 2% to 5% of the purchase price and include appraisal fees title insurance and recording fees. Costs vary by lender loan size and property location. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Port Arthur Texas in 2025?
For 2025 the FHA loan limit for a single-family home in Jefferson County is $498,257. This amount applies to most areas in Port Arthur and may be higher for multi-unit properties.
Do FHA loans in Texas require flood insurance?
Yes if the property is in a Special Flood Hazard Area as determined by FEMA. Port Arthur is in a high-risk flood zone so flood insurance is often required for FHA loans. This is a Texas-specific requirement due to coastal geography.