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Browse fha loan specialists serving Midlothian, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Midlothian, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Midlothian, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid America Mortgage Southwest
229 S 9th St, Midlothian, TX 76065
9727232611
Jeremy Finnestad (NMLS#2163031) - The Wood Group of Fairway Mortgage
3530 Jaycee Dr, Midlothian, TX 76065
2069620659
John Walling Mortgage Broker
7211 Hamilton Dr, Midlothian, TX 76065
2142125195
Prime Lending
200 N 14th St, Midlothian, TX 76065
2147361560
Chase Home Lending
1371 W Main St, Midlothian, TX 76065
8178796711
FHA loan specialists in Midlothian Texas help borrowers secure government-backed mortgages with lower down payments. These loans are popular for first-time homebuyers and those with less than perfect credit. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Midlothian Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Midlothian usually fall between 2 and 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Midlothian do?
An FHA loan specialist guides you through the FHA loan application process. They help you determine eligibility and gather required documents. They also explain Texas-specific rules such as property tax and insurance requirements.
What are the credit score requirements for an FHA loan in Texas?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Texas lenders may have their own overlays beyond FHA minimums.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.