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Browse fha loan specialists serving Midland, Texas. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Midland, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 fha loan specialists in Midland, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage
3211 W Wadley Ave #14, Midland, TX 79705
4328974577
PrimeLending, A PlainsCapital Company - Midland
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4326892559
David N Wade, NMLS 657852, PrimeLending
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4326892559
The Perea Lending Team - Canopy Mortgage
4908 N Midkiff Rd, Midland, TX 79705
4328972299
Lindsey Masch Prime Lending NMLS 2009277
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4322540218
HNB Mortgage - NMLS #205935
2101 W Wadley Ave # 36, Midland, TX 79705
4326830081
DHI Mortgage
13020 TX-191 Suite I, Midland, TX 79707
4329340568
Julie Wong , Commercial DSCR * Business Lender, Residential NMLS 621110
4305 N Garfield St Suite 213A, Midland, TX 79705
4323526694
Highlands Residential Mortgage - The Elite Team - Midland
4410 N Midkiff Rd Suite b-2a, Midland, TX 79705
4322186175
Next Legacy Lending - Midland
705 W Wadley Ave, Midland, TX 79705
4322530402
Flat Branch Home Loans - Stacy Cornejo
4920 N Midkiff Rd, Midland, TX 79705
3613080052
Jamie Pruitt, Mortgage Loan Officer
3211 W Wadley Ave #14, Midland, TX 79705
4326319065
Texas Tech Credit Union Mortgage
3300 N A St Building 6 Suite 210, Midland, TX 79705
4322946944
Revolution Mortgage
3303 N Midkiff Rd Suite 115, Midland, TX 79705
4322693191
Ethan Baeza - Cardinal Financial | The Chef Team
4920 N Midkiff Rd Office 8, Midland, TX 79705
4326032576
Ashley Wheeler, PrimeLending NMLS 2407900
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4322304004
JJ Clarkson, PrimeLending ,NMLS 453190
3510 N Midkiff Rd Ste. 200, Midland, TX 79705
4328896331
Highlands Residential Mortgage -Stacy Bridges
4410 N Midkiff Rd Suite b-2a, Midland, TX 79705
4325534472
An FHA loan specialist in Midland Texas can help you navigate the Federal Housing Administration loan process. These loans are popular in the Permian Basin due to lower down payment requirements. Texas law requires all FHA loans to include a homestead affidavit for primary residences.
What Does a FHA Loan Specialist in Midland Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium is 1.75% of the loan. Closing costs in Midland range from $3,000 to $7,000 depending on property value and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Midland do?
An FHA loan specialist guides you through the FHA loan application process. They help with credit requirements, property appraisals, and Texas-specific closing procedures. They also ensure compliance with Texas property tax and insurance rules.
What are the FHA loan limits for Midland Texas?
For 2025, the FHA loan limit for a single-family home in Midland County is $498,257. This limit applies to most areas and is set by the Department of Housing and Urban Development. Higher limits may apply for multi-unit properties.
Do I need a Texas-specific inspection for an FHA loan?
Yes, FHA loans in Texas require a termite inspection and a property condition report. Texas law also requires a survey or a boundary affidavit for the property. The specialist will coordinate these inspections with local vendors.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.