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Looking for a fha loan specialist in Los Fresnos? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Los Fresnos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Los Fresnos, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
324 W Ocean Blvd Ste 101, Los Fresnos, TX 78566
9562330195
Security Finance
324 W Ocean Blvd Suite 102, Los Fresnos, TX 78566
9562331916
First Community Bank
205 E Ocean Blvd, Los Fresnos, TX 78566
9562334100
FHA loan specialists in Los Fresnos, Texas help homebuyers secure government-backed mortgages with lower down payments. These loans are popular in the Rio Grande Valley due to flexible credit requirements. Texas law requires all FHA loan originators to hold a valid license from the Texas Department of Savings and Mortgage Lending.
What Does a FHA Loan Specialist in Los Fresnos Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees may vary. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Los Fresnos?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher minimums.
Are FHA loans only for first time home buyers?
No, FHA loans are available to any qualified buyer who will live in the home as a primary residence. Repeat buyers can also use FHA financing in Los Fresnos.
What is the FHA loan limit for Los Fresnos Texas?
For 2024 the FHA loan limit for a single family home in Cameron County is 498,257 dollars. Limits adjust annually based on local median home prices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.