ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse fha loan specialists serving Kaufman, Texas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Kaufman, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 fha loan specialists in Kaufman, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Neighborhood Credit Union
315 E Fair St, Kaufman, TX 75142
2147489393
Achieva Mortgage Funding LLC
11 Oak Creek Dr suite e, Kaufman, TX 75142
2149960860
PNC Mortgage
2219 S Washington St, Kaufman, TX 75142
9729322109
Bee Franklin
2670 Ridgeview Cir, Kaufman, TX 75142
4693213865
Efinity Mortgage
402 S Washington St, Kaufman, TX 75142
2146620031
FHA loan specialists in Kaufman, Texas help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. These specialists guide Kaufman residents through the entire FHA loan process, from pre-approval to closing.
What Does a FHA Loan Specialist in Kaufman Cost?
Typical costs for FHA loan specialist services in Texas include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal and credit report. Appraisal fees in Kaufman range from $500 to $700. Closing costs generally total 3 to 6 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Kaufman Texas?
For 2024, the FHA loan limit for a single-family home in Kaufman County is $498,257. This limit applies to most areas and is set by the Federal Housing Administration based on median home prices.
Do I need a specific license to be an FHA loan specialist in Texas?
Yes, all mortgage loan originators in Texas must hold a valid license from the Texas Department of Savings and Mortgage Lending. They must also complete annual continuing education and pass a criminal background check.
What is the minimum down payment for an FHA loan in Texas?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This requires a credit score of at least 580. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Kaufman who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.