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Directory of fha loan specialists in Justin, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Justin, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Justin, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Select Mortgage Group
17176 FM156 Suite A102, Justin, TX 76247
4695290070
DFW Home Loans - Shawn Barnes
12941 Helen Ct, Justin, TX 76247
9728140620
An FHA loan specialist in Justin, Texas helps home buyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. Specialists in Justin can guide you through FHA loan limits specific to Denton County and local property appraisal rules.
What Does a FHA Loan Specialist in Justin Cost?
Typical costs for an FHA loan specialist in Texas include an origination fee of 1 percent of the loan amount and a processing fee of $500 to $1,000. Appraisal fees in the Justin area range from $500 to $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Justin Texas?
For 2025, the FHA loan limit for a single-family home in Denton County is $498,257. This limit applies to all areas within Justin city limits.
What credit score is needed for an FHA loan in Texas?
Most FHA loans in Texas require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Do FHA loans in Texas require mortgage insurance?
Yes, FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual MIP that varies from 0.15 to 0.75 percent depending on loan term and amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.