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Find FHA Loan Specialists Near You in Georgetown, TX
Directory of fha loan specialists in Georgetown, Texas. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Georgetown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 17 fha loan specialists in Georgetown, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
Israel Ramirez - Mortgage Loan Originator, Willow Bend Mortgage
1613 Williams Dr, Georgetown, TX 78628
5129303863
An FHA loan specialist in Georgetown Texas helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand Williamson County property values and can guide you through the FHA loan process specific to the Georgetown housing market.
What Does a FHA Loan Specialist in Georgetown Cost?
Typical costs for an FHA loan specialist in Georgetown Texas include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan term and down payment. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Third-party costs such as appraisal (around $500 to $700) and title fees (around $1,200 to $2,000) also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Georgetown Texas?
For 2025 the FHA loan limit for a single-family home in Williamson County is $498,257. This limit applies to most areas in Georgetown and is set by the Department of Housing and Urban Development (HUD). Higher limits may apply for duplexes or larger properties.
What credit score do I need for an FHA loan in Texas?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Georgetown may have its own overlay requirements above the FHA minimum.
How long does the FHA loan process take in Georgetown Texas?
The typical FHA loan process in Georgetown takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed or if the property requires repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.