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Find FHA Loan Specialists Near You in Dickinson, TX

Browse fha loan specialists serving Dickinson, Texas. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Dickinson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 fha loan specialists in Dickinson, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ACE Cash Express
2516 FM 517 Rd E, Dickinson, TX 77539
2813370733
Cash Store
1660 FM 646 Rd, Dickinson, TX 77539
2815340494

An FHA loan specialist in Dickinson Texas can help you navigate the process of obtaining a government-backed mortgage. These loans are popular in the Houston metropolitan area due to lower down payment requirements. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending.

What Does a FHA Loan Specialist in Dickinson Cost?

Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Dickinson generally range from 2 to 5 percent of the purchase price. Third-party fees for appraisal and credit report can add 500 to 1,000 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Dickinson Texas?
An FHA loan specialist helps borrowers understand FHA loan requirements and guides them through the application process. They review credit scores and debt-to-income ratios to determine eligibility. Specialists also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for Dickinson Texas?
For 2024 the FHA loan limit for a single-family home in Galveston County is typically around $498,257. This amount can vary based on the specific area and property type. A local specialist can confirm the current limit for your situation.
Are there Texas-specific requirements for FHA loans?
Yes Texas has specific property tax and homestead laws that affect FHA loans. Borrowers must pay Texas property taxes which are not included in the FHA mortgage insurance. The state also has strict foreclosure timelines that differ from other states.