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Compare fha loan specialists in Copperas Cove. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Copperas Cove, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 fha loan specialists in Copperas Cove, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stepstone Credit
309 E Business Hwy 190, Copperas Cove, TX 76522
2545775255
First Community Mortgage
107 W Hwy 190, Copperas Cove, TX 76522
2545425100
Mortgage Lender Copperas Cove TX
107 W Hwy 190, Copperas Cove, TX 76522
2542551508
An FHA loan specialist in Copperas Cove Texas can help you navigate the Federal Housing Administration loan process. Texas law requires all mortgage loan originators to be licensed through the Texas Department of Savings and Mortgage Lending. This local guidance is important for first-time homebuyers and those seeking low down payment options in the Copperas Cove area.
What Does a FHA Loan Specialist in Copperas Cove Cost?
Typical costs for an FHA loan in Texas include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 percent to 0.85 percent. Closing costs in Copperas Cove generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance costs also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Copperas Cove?
An FHA loan specialist helps you understand FHA loan requirements, pre-approve you, and guide you through the application process. They ensure your loan meets HUD guidelines and Texas state licensing rules.
What are the FHA loan limits for Copperas Cove Texas?
For 2025, the FHA loan limit for a single-family home in Coryell County is $498,257. This limit applies to most areas in Copperas Cove and is set by HUD based on local median home prices.
How long does the FHA loan process take in Texas?
The typical FHA loan process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3-day right of rescission period after signing loan documents for refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.